OUR IMPACT
Finance with the impact
we need
Climate Action
We believe that Africa should grow, but emissions should not. By 2030, African countries will need $2.4 trillion for climate change adaptation & mitigation.
Gender Equity
We aspire to contribute to closing the gender finance gap of $42 billion by following the 2X challenge criteria.
Financial inclusion
We believe that SMEs are the key to drive financial freedom for Africans. Yet, $330 billion is missing to close the SME funding gap and unlock job opportunities for its growing population.
Our Contribution to Agenda 2063
We are determined to contribute to the high-level agenda driven by our African institutions, and ensure that our actions contribute to achieving Aspiration #1 by 2063.
How we track
our impact
Climate Action
If Africa reaches middle-income status with the same emission intensity as current middle-income countries, Africa will add 12Gt of CO2e emissions by 2050 (over 20% of global 2019 emissions) – which would make it impossible to reach global climate objectives[1].
KWh produced by renewable energy
KWh produced by renewable energy
Reduced Material CO2 footprint
Total greenhouse gas emissions per year
Gender Equity
In order to be a driver gender equity, Melanin Kapital has integrated the 2X Challenge Criteria in all credit score algorithms and lending processes. 2X Challenge was launched at the G7 Summit 2018 as a bold commitment to inspire DFIs/IFIs and the broader private sector to finance the world’s women. It provides a framework for fintechs like us to finance women-owned businesses, women-led businesses, businesses employing women or businesses providing essential services to women in particular.
Productive employment for women
Number of women accessing essential products/services
Financial Inclusion
At Melanin Kapital, we believe that Small and Medium Enterprises (SMEs) are critical drivers of economic growth and development in Africa. However, access to finance has been a major challenge for SMEs, particularly for women and youth-owned businesses. According to the International Finance Corporation (IFC), over 40% of formal micro, SMEs in developing countries, including Africa, are either financially excluded or underserved. We innovate to empower those MSMEs and further financial inclusion..
Number of women-led & women-owned SMEs financed
Increased access to banking, insurance and financial services for adults
Number of small-scale enterprises accessing affordable credit.
Our Values
We are passionate
We do what we love with those who love what we do to build Africa
We trust each other
We are accountable to our customers and believe in each other as a team
We are visionary
We believe that innovative finance can change the world
We work towards excellence
We will never stop until we unlock the capital potential for Africa